Starting to navigate the financing and permits

I thought I'd post a little blurb about what we're going through this week.

First: we were really hoping that if Austin got his GC license through Jefferson Country that we could get a construction loan and do most of the build ourselves and sub out the stuff we didn't want to or couldn't do. Ya, that was a bust. After the big economy crash, banks now require the builder or GC to have a portfolio and references and the whole works.

Second: Navigating through permits at Jefferson County. We have a checklist of everything we need to pull together. Like my husband says it's kind of a "spaghetti list". Lots of "this is dependent on that" and lots of may or may not apply. Austin put in a call to the permit/zoning office yesterday and is still waiting a call back.

Now what?

Well that's a really good question. I think the site survey is the next thing on our list. We are also starting to try and get some bids on excavation/foundation and to redo our septic tank. The other piece is the financing. We really want to build this house ourselves. That means we are going to have to be creative for financing or how we would utilize a construction loan. The husband is going to start calling some GCs and builders to see what we can do.

If you have any questions or comments feel free to leave them here.

Thanks.